diff --git a/test/domains/continuum/test_hu_washizu_matvec_penalty.jl b/test/domains/continuum/test_hu_washizu_matvec_penalty.jl
new file mode 100644
index 0000000..e485f1f
--- /dev/null
+++ b/test/domains/continuum/test_hu_washizu_matvec_penalty.jl
@@ -0,0 +1,64 @@
+# This file is a part of JuliaFEM.
+# License is MIT: see https://github.com/JuliaFEM/JuliaFEM.jl/blob/master/LICENSE.md
+
+"""
+`HuWashizuKernel`: penalty on `xmin` `u` + one gauge each on `ε̃` and `σ̃`;
+assembled `K` vs `MatrixFreeOperator` matvec and Jacobi diagonal check.
+"""
+
+using Test
+using JuliaFEM
+using JuliaFEM: HuWashizuKernel, ContinuumFormulation, FullThreeD, LinearElastic
+using JuliaFEM: DOFBasedCOOAssembler, DOFBasedCOOCache, assemble!, extract_system
+using JuliaFEM: PenaltyDirichlet, apply_constraint!, apply_load!
+using JuliaFEM: compute_diagonal!, apply_constraint_diag!
+using JuliaFEM: matrix_free_op
+using JuliaFEM: @DOFSet, DOF, Displacement, Vertex, Hex8
+using LinearAlgebra
+using SparseArrays
+
+include("solve_brick_helpers.jl")
+
+@testset "HuWashizuKernel: matrix-free vs penalty-assembled K" begin
+    mesh = brick_hex_mesh(2, 2, 2)
+    S = @DOFSet{
+        u::DOF{Displacement{3}, Vertex},
+        eps::DOF{SymmetricTensor{2,3}, Cell},
+        sig::DOF{SymmetricTensor{2,3}, Cell},
+    }
+    elements, handler = create_elements!(mesh, Element{Hex8, Lagrange{1}, S})
+    kernel = HuWashizuKernel(ContinuumFormulation{FullThreeD}(), LinearElastic(E = 210e9, ν = 0.3))
+    asm = DOFBasedCOOAssembler()
+    cache = DOFBasedCOOCache(elements, handler, mesh, kernel)
+    assemble!(cache, asm, kernel, mesh)
+    K, f = extract_system(cache)
+    fill!(f, 0.0)
+
+    u_fix = collect_vertex_dofs_on_nodeset(handler, mesh, :xmin)
+    ε_pin = first_field_dof(handler, 2, 1)
+    σ_pin = first_field_dof(handler, 3, 1)
+    fixed = Int[vcat(u_fix, [ε_pin, σ_pin])...]
+    bc = PenaltyDirichlet(fixed, zeros(Float64, length(fixed)); penalty = 1.0e14)
+
+    uz = interior_uz_dof_index(handler, mesh)
+    apply_load!(f, NodalForce([uz], [1.0e4]), cache, asm, kernel, mesh)
+
+    Kc = copy(K)
+    apply_constraint!(Kc, bc)
+
+    mf = matrix_free_op(cache, asm, kernel, mesh; dirichlet = bc)
+    @test LinearAlgebra.isposdef(mf) == false
+
+    n = length(f)
+    x = randn(n)
+    y_asm = Kc * x
+    y_mf = zeros(n)
+    mul!(y_mf, mf, x)
+    @test norm(y_mf - y_asm) < 1.0e-10 * max(norm(y_asm), 1.0)
+
+    d = zeros(n)
+    compute_diagonal!(d, cache, asm, kernel, mesh)
+    apply_constraint_diag!(d, bc)
+    @test maximum(abs.(d .- diag(Matrix(Kc)))) <
+          1.0e-8 * max(maximum(abs.(diag(Matrix(Kc)))), 1.0)
+end